LumniPay

Subscription brands

Keep more subscribers with smarter recurring billing

Subscription boxes and continuity programs lose revenue to failed rebills. LumniPay retries them on the right schedule and the right MID.

The challenge

What gets in the way today.

01

Involuntary churn

Subscribers who never meant to cancel are lost when a rebill is declined.

02

Rebills stuck on one MID

When cards are tied to one account, you cannot move recurring volume when that account struggles.

03

Recurring disputes

Unexpected charges lead to chargebacks that build up on the account billing your subscribers.

How LumniPay helps

Payment infrastructure built for this model.

01

Flexible plans and trials

Monthly or custom intervals, free or paid trials, started at checkout or from an upsell.

02

Smart dunning

Configurable retry schedules for failed rebills, with hard declines excluded.

03

Rebill on any MID

Tokenised cards can be charged on whichever connected MID gives the best chance of approval.

04

Balanced recurring volume

Spread rebills across accounts to stay under caps and keep ratios healthy.

05

Churn analytics

Separate voluntary cancellations from payment failures and track recovered rebills.

FAQ

Common questions.

Can I migrate subscribers between MIDs?

Yes. Stored tokens can be charged on any connected MID, so you can move recurring volume without asking customers to update their card.

How does dunning work?

When a rebill fails with a retryable decline, it is retried on the schedule you define. You choose the intervals, the number of attempts and the MIDs used.

Can I offer trials?

Yes. Free and paid trials are supported, with the first rebill on the date you configure.

How do I reduce disputes on recurring charges?

Clear billing terms, notifications before rebills and fraud screening at signup all help. Load balancing also keeps disputes from concentrating on one MID.

Exclusively available on Tagada

LumniPay is accessed only through Tagada.

There is no separate LumniPay sign-up. LumniPay runs inside Tagada, the e-commerce CRM, and the full onboarding process (application, review and activation) happens in Tagada. One account, one dashboard, one contract flow.

  1. 1

    Open your Tagada account

    Create or log into your Tagada workspace, the e-commerce CRM LumniPay runs inside.

  2. 2

    Apply for payments

    Submit your business details and store information directly in Tagada.

  3. 3

    Review and activation

    Your application is reviewed through Tagada. Once approved, processing is enabled on your account.

  4. 4

    LumniPay goes live

    Routing, cascades, upsells and risk rules run on your store from the Tagada dashboard.