LumniPay

Subscriptions

Recurring billing with trials, dunning and smart rebill retries

Run subscriptions and continuity offers on top of your orchestration. Failed rebills are retried on a schedule and on the right MID, so fewer customers churn for payment reasons.

01

Flexible plans

Monthly, custom intervals, trials and paid trials.

02

Smart dunning

Failed rebills are retried on a schedule instead of being cancelled.

03

Rebill on any MID

Stored tokens can be charged on whichever MID has the best chance of approval.

Billing that fits your offer

Create plans with the interval, price and trial that match your product. Customers can be billed monthly, every few weeks or on a custom cycle, with trials free or paid.

  • Free and paid trials
  • Custom billing intervals
  • Subscriptions started at checkout or from an upsell

Involuntary churn is a payment problem

Many subscribers do not choose to leave. Their card is declined on a rebill and the subscription stops. Treating those failures with a retry strategy keeps revenue that would otherwise disappear.

Dunning and retry schedules

Define when failed rebills are retried, for example after a few days and again later in the cycle. Retries can use a different MID than the original charge. Hard declines stop the schedule to avoid pointless attempts.

  • Configurable retry intervals and number of attempts
  • Retries routed through your rules, including backup MIDs
  • Customer notifications to update payment details
  • Hard declines excluded from retries

Track churn and recovery

Analytics show active subscribers, rebill approval rate, recovered rebills and churn. You can see which MIDs perform best on recurring charges.

Analytics · last 30 days

Approval rate

87.4%

+3.1 pts

Recovered by cascade

$18,240

this month

Chargeback ratio

0.41%

all MIDs

Active subscriptions

6,912

+4.2%

Approved volume by day

MID health

MID A · US91% approvals

Cap $212k / $250k

MID B · EU84% approvals

Cap $96k / $150k

MID C · US79% approvals

Cap $140k / $150k

Illustrative interface and sample data.

How it works

Subscriptions, step by step.

  1. Step 01

    Create a plan

    Set price, interval and trial terms.

  2. Step 02

    Attach it to an offer

    Start subscriptions at checkout or through an upsell.

  3. Step 03

    Define your dunning

    Choose the retry schedule and notifications for failed rebills.

FAQ

Questions about subscriptions.

Can I move subscribers between MIDs?

Yes. Cards are stored as tokens usable on any connected MID, so rebills can be routed elsewhere without asking customers to re-enter their card.

What happens when a rebill fails?

If the decline is retryable, the subscription enters your dunning schedule and the charge is retried at the intervals you set. Hard declines stop the schedule.

Do you support trials?

Yes. Free trials and paid trials are both supported, with the first rebill on the date you configure.

Can customers be notified before a rebill?

Yes. Clear communication before and after charges helps reduce disputes on recurring billing.

Can I see churn by cause?

Analytics separate cancellations from payment failures, so you can see how much churn is involuntary and how much is recovered.

Exclusively available on Tagada

LumniPay is accessed only through Tagada.

There is no separate LumniPay sign-up. LumniPay runs inside Tagada, the e-commerce CRM, and the full onboarding process (application, review and activation) happens in Tagada. One account, one dashboard, one contract flow.

  1. 1

    Open your Tagada account

    Create or log into your Tagada workspace, the e-commerce CRM LumniPay runs inside.

  2. 2

    Apply for payments

    Submit your business details and store information directly in Tagada.

  3. 3

    Review and activation

    Your application is reviewed through Tagada. Once approved, processing is enabled on your account.

  4. 4

    LumniPay goes live

    Routing, cascades, upsells and risk rules run on your store from the Tagada dashboard.