Pricing
Simple pricing. You pay when you get paid.
No monthly subscription and no setup fee on LumniPay. A single per-transaction rate covers the full orchestration platform.
LumniPay on Tagada
Rate
Custom
per approved transaction
- No monthly fee
- No setup fee on LumniPay
- No charge on declined attempts
- Full platform included
Your final rate is confirmed during onboarding on Tagada, based on your business model, volume and risk profile.
Orchestration
- Multi-MID and multi-processor routing
- Rules by BIN, brand, country, currency, amount, product
- Cascade retries on soft declines
- Percentage split, round-robin and caps per MID
Conversion
- Mobile-first checkout
- Apple Pay and Google Pay, subject to partner availability
- Order bumps
- 1-click upsells and downsells
Recurring revenue
- Subscriptions and trials
- Smart rebill retries
- Dunning schedules
Risk and data
- Block rules and velocity limits
- Chargeback ratio monitoring per MID
- Approval analytics by MID, BIN, country and decline code
How your pricing is set
Transparent from the first conversation.
- Step 01
Apply on Tagada
You describe your business, products, volumes and current processing history in your Tagada account.
- Step 02
Review
Your application is reviewed. Processing partners assess the risk profile of your business.
- Step 03
Your rate
You receive your per-transaction rate before activation. Reserves and payout timing, if any, are set by the processing partner and shown up front.
- Step 04
Go live
LumniPay is enabled on your account. You are billed only on approved transactions.
FAQ
Pricing and payouts.
How much does LumniPay cost?
LumniPay charges a per-transaction rate, shown on our pricing page and confirmed with you during onboarding. Fees from Tagada and from processing partners are separate.
Are there setup fees or long contracts?
Your pricing and any commitments are confirmed in writing during onboarding, so there are no surprises. Ask the team if you have specific requirements.
Who pays out my funds?
Funds are settled and paid out by the processing partner that handled each transaction. LumniPay does not hold or move merchant funds.
How fast are payouts?
Payout timing is set by the processing partner during underwriting. It depends on your business model, history and risk profile, and can differ between partners.
Will there be a reserve on my account?
Reserves, if any, are set by the processing partner during underwriting, and may be adjusted over time based on your performance. LumniPay does not set or hold reserves.
Can I see all my revenue in one place?
Yes. The analytics dashboard brings together transactions, approvals, refunds and disputes across all your connected processors and merchant accounts.